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Car & Personal Loans
 






With our MST Finance Professionals who specialise on Cars and Personal Loans, we can help you with:

•    Finding the best independent loan product from a wide range of lenders.
•    Examine your entire financial structure to work out the best options for you.
•    Ensuring you have the choice to take out any insurance needed, giving you peace of mind.
•    Completing all the necessary paperwork and documentation.
•    Anything at all…



To ensure nothing is missed, MST Active will even assign you a Personal Relationship Manager (PRM), who is there to help manage your relationship with all the professionals you need assistance with. They are there to ensure your finance professional will get back to you, help you put together all the necessary documents together, find other services that you may require, and even help you with personal relationships, if you really need one!



MST Active Cars and Personal Loans

MST Active has the car or personal loan you need whether you are buying a boat; the new or used family or business vehicle; going on holiday; paying out your credit card ... whatever the purpose we have the right products and people as well as an extensive range of lenders to suit your requirements without all the hassles.


Even if you have not found that special vehicle or purchase yet, we can provide you with the pre-approval for you to have peace of mind when you are negotiating the purchase price. Forget the calculators and filling in endless on line forms!  







Professionals At MST Active, you can be safe and sure in the knowledge all our Home Loan Professionals we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified lending associations, groups and regulatory bodies in Australia. We have chosen to partner with them for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!”

We provide a free no obligation appointment with the most qualified finance professionals who are all eager to help you! At the very least you could just have a quick chat with them on the telephone in the initial stages and take it from there… It's all your choice, with no pressure to buy or sign up! We will even help you if you have decided on which company you want to use but not the finance professional! How easy is that to get started?!





Recent studies show that 85% of Australians are confused or confess to having ‘no idea’ about obtaining finance for major purchases with 54.6% of these people finding their major purchases even before seeking financial information. With so many options many people just do not know where to start. At MST Active, you can be safe and sure in the knowledge all Finance Professionals we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified lending associations, groups and regulatory bodies in Australia. We have chosen to partner with them for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!” all eager to help you! At the very least we could introduce you to these people and you can have a quick chat on the telephone in the initial stages.



Since 2008, the Australian Commonwealth Government has decided to regulate the credit code across the entire country, as there have been varying degrees of regulation and licensing from State to State. This means from 1 July 2010, all companies and individuals who deals with credit and lending, will be required to hold a Credit License that is recognise Australia wide. The license will be regulated by the Australian Securities and Investment Commission, the highest level of regulatory body in Australia. This means there is better protection and a higher quality of professional service for you.

All MST Active Finance Professionals will have this license, and their credit license number will be freely available for inspection on our website. It is important that no matter which Finance Professional you see, whether they are a Financial Planner or Mortgage Broker, when they deal with credit then do ask them for a credit license number, and verify that number on the ASIC website.


You can find out more about other services we provide, just follow the links below.
















•   The banks made a swift $17 million by passing on interest rate rises faster than they cut them?

By choosing an MST Active Finance Professional you can be sure that they are Independent and only offer advice that has your best interest in mind.






At MST Active we are proudly independent.  You can be safe in the knowledge that our Aggregation Model means that all Finance Professionals we recommend to you are not owned or dictated to by any banks.  This means the advice they give to you is with your interest at heart, and we ensure that the loans we recommend to you are the best available.






•   Did you know that 98% of all loans in Australia are now given to the major Banks?


At MST Active we understand that we will need to work with the banks, however we will NOT recommend their products unless it is the best value product for you, out in the market today.






•   Did you know in six months since GFC, the banks had made an extra $100 billion, that is 5 times the amount in the Governments Futures Fund?


With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free?  At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!






•   The major banks made $22.6 billion last year in fees and commissions alone?


An MST Finance Professional just doesn’t just give you an off the shelf loan package that everyone else gets! Every client we assist has an individual financial model designed specifically for them by our strictly independent finance professionals. We help you take charge and control of your financial situation by providing you with valuable expertise and knowledge as well giving you total access to the growing number of services available at MST Active that will assist both you and your family.






•   Did you know if you request a loan discharge it may take over two weeks before the banks get back to you with just a “convince you to stay” call?


With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free?  At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!