For a quick chat about getting a Home Loan or Refinancing, contact us today!
MST Active can help you with:
• Mortgage and Investment Finance.
• Refinancing including a FREE Mortgage “Health” Check.
• Superannuation and Whole Life Planning.
• Comprehensive Financial Planning.
• Wealth Creation and Debt Reduction.
• Property Investments.
• Buying your 1st or 100th home.
• Reviewing and Maximising your current Financial Structure.
• Ensuring all your family needs are taken care of and protected.
• Anything at all.
If you're thinking of buying a house, then have a quick chat to find out how our MST Buyers Advocate can help you find your dream home. We can do all the hard work for you and help you negotiate a good price! It's that simple!
In today’s market place, finding a quality home loan or refinancing product from a secure lender is crucial for your financial security. That's why more and more Australians are turning to MST Active’s finance professionals to source and manage the best home loan for them whether they are a first home buyer, refinancing or buying an investment property.
At MST Active, you can be safe and sure in the knowledge all our Home Loan Professionals we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified lending associations, groups and regulatory bodies in Australia. We have chosen to partner with them for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!”
To ensure nothing is missed, MST Active will even assign you a Personal Relationship Manager (PRM), who is there to help manage your relationship with all the professionals you need assistance with. They are there to ensure your finance professional will get back to you, help you put together all the necessary documents together, find other services that you may require, and even help you with personal relationships, if you really need one!
We provide a free no obligation
appointment with the most qualified finance professionals who are all
eager to help you! At the very least you could just have a quick chat
with them on the telephone in the initial stages and take it from there…
It's all your choice, with no pressure to buy or sign up! We will even
help you if you have decided on which company you want to use but not
the finance professional! How easy is that to get started?!
Recent studies show that 85% of Australians are confused or confess to having ‘no idea’ about obtaining finance for major purchases with 54.6% of these people finding their major purchases even before seeking financial information. With so many options many people just do not know where to start. At MST Active, you can be safe and sure in the knowledge all Finance Professionals we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified lending associations, groups and regulatory bodies in Australia. We have chosen to partner with them for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!” all eager to help you! At the very least we could introduce you to these people and you can have a quick chat on the telephone in the initial stages.
Since 2008, the Australian Commonwealth Government has decided to regulate the credit code across the entire country, as there have been varying degrees of regulation and licensing from State to State. This means from 1 July 2010, all companies and individuals who deals with credit and lending, will be required to hold a Credit License that is recognise Australia wide. The license will be regulated by the Australian Securities and Investment Commission, the highest level of regulatory body in Australia. This means there is better protection and a higher quality of professional service for you.
All MST Active Finance Professionals will have this license, and their credit license number will be freely available for inspection on our website. It is important that no matter which Finance Professional you see, whether they are a Financial Planner or Mortgage Broker, when they deal with credit then do ask them for a credit license number, and verify that number on the ASIC website.
|
|
You can find out more about other services we provide, just follow the links below.
• Did you know Westpac stands to make an extra $400 million by increasing their rates 0.20% higher than the RBA?
All Mortgage Brokers send your loan applications to the Banks through Aggregators. Aggregators are a intermediary between the Banks and Mortgage Brokers, prior to the GFC all Aggregators and Mortgage Brokers are independent, however since the GFC, over 90% of Aggregators have been takenover by one of the Majors, resulting in over 95% of Mortgage Brokers, now owned and influenced by the banks.
By choosing an MST Active Mortgage Broker you can be sure that they are Independent and only offer advice that has your best interest in mind.
• Did you know CBA requires Mortgage Brokers to write four loans through them in six months regardless of whether or not their loans are better?
At MST Active we are proudly independent. You can be safe in the knowledge that our Aggregation Model means that all Mortgage Brokers we recommend to you are not owned or dictated to by any banks. This means the advice they give to you is with your interest at heart, and we ensure that the loans we recommend to you are the best available.
• Did you know that 98% of all loans in Australia are now given to the major Banks?
At MST Active we understand that we will need to work with the banks, however we will NOT recommend their products unless it is the best value product for you, out in the market today.
• Did you know in six months since GFC, the banks had made an extra $100 billion, that is 5 times the amount in the Governments Futures Fund?
With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free? At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!
• Did you know the total value of mortgages held by the Big4 is worth $661.4 billion?
An MST Finance Professional just doesn’t just give you an off the shelf loan package that everyone else gets! Every client we assist has an individual financial model designed specifically for them by our strictly independent finance professionals. We help you take charge and control of your financial situation by providing you with valuable expertise and knowledge as well giving you total access to the growing number of services available at MST Active that will assist both you and your family.
• Did you know if you request a loan discharge it may take over two weeks before the banks get back to you with just a “convince you to stay” call?
With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free? At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!
• Did you know if you make multiple enquiries at the banks and they each give you a pre-approval, it will affect your Credit Rating and might make it harder for you to get a unconditional approval?
|