MST Financial Planners are experts at
helping you develop a low cost, tax-efficient, broadly diversified
portfolio that meets your needs and help their clients stay the course
and stick to a long-term investment policy rather than reacting in a
follow-the-herd manner. For most investors, recent market volatility
has resulted in heightened anxiety and concern. While the risks remain
it is clear that many investors are being guided by an unprecedented
level of fear and emotion. Fear, greed, indecision and regret are the
emotions most frequently linked to harmful investment decisions.
In the case for planning for your
future, there is a tendency that we’ve all succumbed to on occasion. It
is the feeling of instant gratification that causes people to
overemphasis immediate rewards at the expense of long-term needs. It is
easy to make a decision today about your investments without
comprehending the long-term opportunity cost of that decision. We
often assume that long-term financial commitments can be put off for
another day. The earlier you act the more options you are likely to
have when you reach important milestones.
Click here for a no obligation free chat with an MST Qualified Financial Planner
Since 1970 there have been eight (8)
significantly identifiable opportunities. Once the world financial
markets have stabilised the world will enter another growth phase. The
point of maximum financial opportunity occurs when markets have been
sold down, whereas the point of maximum financial risk occurs when
markets reach the peak. Unfortunately no-one rings the bell at the top
or the bottom of the market cycle. It is about positioning yourself for
that change.
We recognise that your investment goals are individual. Whether you're investing for the long or short term, we offer a range of investment products designed to match your individual financial goals. Our financial planners recognise that your investment goals are individual and whether you're investing for the short term or for future generations, they will help you build a range of investment products designed to match your individual financial goals and, just as you change over time, you can adjust your portfolio to meet your changing needs.
By regularly reviewing our products, we
make sure you always benefit from the most up-to-date thinking and
market innovations. Our leading investment specialists select from some
of the best fund managers around the globe and with regular updates and
online access to your account, you can see exactly how your investments
are performing.
Click here for a no obligation free chat with an MST Qualified Financial Planner
Home Buyers & Residential Investors
Is finding that perfect property a challenge? Finding that elusive home, investment or commercial property can be a real time-consuming challenge; particularly with those exact requirements that you just must have! Most people agree that buying an investment property is a good investment, but many don't know where to start, who to turn to for advice, or they are afraid of doing the wrong thing so they do nothing.
There are two major players when it comes to buying property - Investors and Home Buyers. But each is presented with big challenges when it comes to sourcing a property and at MST Active we easily assist both. MST provide property investment advice and our guidance is ongoing as well as offering recommendations on everything from finance and conveyancing, to property insurance, property management and more. We save you time and money as we do all the hard work for you such as:
• Studying enormous real estate lists
• Going to endless open for inspections
• Search, locate and compare the right property for you
• Sourcing the best property in the right location
• Research, inspect, evaluate and negotiate
• Negotiating an appropriate price through estate agents
• Sealing the perfect deal for you.
• Finding a suitable solicitor
• Arranging building and pest inspections
• And finally, introducing the conveyancing and settlement
Investing in property is without a doubt the best way to secure your long-term future. 9 out of every 10 millionaires have achieved their extraordinary status through investment in real estate. Nevertheless, to be really successful it can take up a lot of your valuable time, effort, knowledge and patience. More importantly all of this is taking you away from those crucial things that you do best; working hard in your business and enjoying valuable time with your family.
Investment property is our business. Auction property investments, Off Plan Property Investments, Distress Sale Properties, everything the property investor needs under one roof. Properties include acreage, farms or weekenders, waterfront homes or apartments and investment property. At MST Active we believe the safest way to invest is through property, but we also believe in a diversified portfolio to minimise risk.
We help you take a long-term view to your property investments and we realise that investing in property is usually a long-term strategy. We ensure you understand the worthwhile taxation advantages, good income return, the potential for capital gain in the medium to long term, security, and the perceived low risk that has made this type of investment attractive to so many people. As a result, many people look to property investment as a way to fund their retirement, while others find it an effective means of reducing their taxable income through negative gearing.
MST Active offers unique advice for property investing and development supports you throughout, so that you can make confident, well informed decisions. We will run through some examples of what it may cost you on a weekly basis, and of course address any concerns you may have. We can find appropriate properties with the potential to generate capital growth, and we'll continually monitor your portfolio over the long-term, providing free ongoing advice whenever you need it.
Interested about investing in property but haven't got the time or know how in finding the right investment property for you? MST Active can help you realise your Property Investment dreams and create wealth through carefully planned investment strategies that work for you and you choose from a range of permanent residential and holiday units for sale, holiday resort accommodation for sale, and apartments in managed resort and permanent residential complexes throughout Australia.
We specialise in acquisitions, planning and environment, building, marketing and sales and we offer a fully integrated service, from sourcing sites and properties, creating new developments and designing improvements to on-sale of properties as well as having a broad spectrum of price ranges and nationwide locations that maintains flexibility in the market place which perfectly capitalise on strong demand, excellent rental returns and desirable lifestyle attributes.
At MST Active, you can be safe and sure in the knowledge all our Property professionals we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified planning associations, groups and regulatory bodies in Australia and are strictly and closely licenced by the Australian Securities and Investment Commission (ASIC), and REIV to name a few.
We have chosen to partner with these planners for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!”
In all cases we can provide a free no obligation appointment with the most qualified of professionals from different groups all eager to help you! At the very least we could introduce you to these people and you can have a quick chat on the telephone in the initial stages…Your choice! You can even have decided which company you want to use but not the professional, then we can help out here as well! How easy is that to get started?!
We can help you achieve your dreams now by doing all the leg work for you
One of the most important things you can ever do is to buy your own home. Actually it is realising the great Australian dream. Not only that, but it removes you from the futility and drudgery of renting, not to mention that it allows you to make your home a very special place. However, to be completely effective in finding and negotiating successfully for your home often proves to be a very demanding and stressful experience.
This is often the case for the first-timer, especially when dealing with an extraordinary range of people, agents, sellers, not to mention trying to wade through the mountain of paperwork.
From searching to locating and comparing property on your behalf; Our researching, inspecting, evaluating and negotiating saving you time and money – Our wide-ranging experience provides you with excellent results that maximises your Return on Investment. All of which will give you peace of mind and we provide all the related and necessary support to all areas of your investment by assigning dedicated consultants to look after you and provide you with an exceptional level of personal service and continuity of advice. Take a look at just some of the ways we can save your time and your money.
Whilst most
prospective property investors have undertaken their own home financing
and can transfer this experience to similar housing, it is unwise to
believe that other property investments have similar characteristics.
MST can help you by:
• Saving you valuable time, money and energy
• Eliminating the stress and anxiety normally associated with property hunting
• Exposes you to a wider choice of properties matching your requirements
• Leads you to properties that don't even make it onto the open market- "silent listings"
• You’ll now be able to do those things that are important to you and
• Do those things you do best so you can work hard in your
business and enjoy valuable time with your family
Property Development Services:
• Project Viability & Feasibility Analysis
• Property selection and provision
• Budget Establishment & Control
• Specific Market Analysis
• Funding Structuring ·
• Development Project Management
• Design Co-Ordination & Management
• Construction Procurement
• Sales and Marketing
• Building valuations and allowances by registered quantity surveyors
• Accounting consultation with specialists in property investment
• Finance consultation with leading investment financial specialists
• Transactional using licensed professionals bound by industry codes of ethics
• Establishment of rental leases and agreements
• Property Management service with quarterly home condition reports
• Property Contents, Landlord rental protection & income protection insurance
• Efficient management to ensure maximum rental income returns
Recent studies show that 85% of Australians are confused
or confess to having ‘no idea’ about obtaining finance for major
purchases with 54.6% of these people finding their major purchases even
before seeking financial information. With so many options many people
just do not know where to start. At MST Active, you can be safe and sure
in the knowledge all Finance Professionals we recommend to you without
exception carry all relevant regulatory requirements and come from the
largest and most qualified lending associations, groups and regulatory
bodies in Australia. We have chosen to partner with them for not only
are they vastly adept at navigating turbulent times but they are also
committed to treating you, and keeping you as a “client for life!” all
eager to help you! At the very least we could introduce you to these
people and you can have a quick chat on the telephone in the initial
stages.
Since 2008, the Australian Commonwealth Government has
decided to regulate the credit code across the entire country, as there
have been varying degrees of regulation and licensing from State to
State. This means from 1 July 2010, all companies and individuals who
deals with credit and lending, will be required to hold a Credit License
that is recognise Australia wide. The license will be regulated by the
Australian Securities and Investment Commission, the highest level of
regulatory body in Australia. This means there is better protection and a
higher quality of professional service for you.
All MST Active Finance Professionals will have this license, and their
credit license number will be freely available for inspection on our
website. It is important that no matter which Finance Professional you
see, whether they are a Financial Planner or Mortgage Broker, when they
deal with credit then do ask them for a credit license number, and
verify that number on the ASIC website.
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You can find out more about other services we provide, just
follow the links below.
• Did you know that all Mortgage Brokers, including yours, can’t deal directly with a bank?
All Mortgage Brokers send your loan applications to the Banks through Aggregators. Aggregators are a intermediary between the Banks and Mortgage Brokers, prior to the GFC all Aggregators and Mortgage Brokers are independent, however since the GFC, over 90% of Aggregators have been takenover by one of the Majors, resulting in over 95% of Mortgage Brokers, now owned and influenced by the banks.
By choosing an MST Active Mortgage Broker you can be sure that they are Independent and only offer advice that has your best interest in mind.
• Did you know CBA requires Mortgage Brokers to write four loans through them in six months regardless of whether or not their loans are better?
At MST Active we are proudly independent. You can be safe in the knowledge that our Aggregation Model means that all Mortgage Brokers we recommend to you are not owned or dictated to by any banks. This means the advice they give to you is with your interest at heart, and we ensure that the loans we recommend to you are the best available.
• Did you know that 98% of all loans in Australia are now given to the major Banks?
At MST Active we understand that we will need to work with the banks, however we will NOT recommend their products unless it is the best value product for you, out in the market today.
• Did you know in six months since GFC, the banks had made an extra $100 billion, that is 5 times the amount in the Governments Futures Fund?
With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free? At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!
• Did you know the total value of mortgages held by the Big4 is worth $661.4 billion?
An MST Broker just doesn’t just give you an off the shelf loan package that everyone else gets! Every client we assist has an individual financial model designed specifically for them by our strictly independent finance professionals. We help you take charge and control of your financial situation by providing you with valuable expertise and knowledge as well giving you total access to the growing number of services available at MST Active that will assist both you and your family.
• Did you know that it took the major banks just 12 short months to wipe out all competition that took over 15 years to build up?
Your MST Active mortgage broker enjoys an exciting working environment that sets them apart from all other broker groups and aggregators in the mortgage industry. MST Active provide our mortgage brokers with all the right tools and support to make them more successful and more professional than they could ever have achieved alone or in any other system. The great news for you is that they have more time and all the resources they will ever need to ensure you get what you want and when you want it!
• Did you know the banks are gouging an extra $7 billion out of your pockets by not passing the full rate cuts, and increasing the rates beyond the RBA?
With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free? At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!
• Did you know if you make multiple enquiries at the banks and they each give you a pre-approval, it will affect your Credit Rating and might make it harder for you to get a unconditional approval?
MST Active’s mortgage brokers take great pleasure and satisfaction in saving you countless hours, pain, stress and money with the service they provide which they deliver to you with a level of unprecedented level of professional service. We help you take charge and control of your finances so that everyone of your hard earned dollar works for you, rather than you work for it and we can help you with improving your whole financial structure or in just one or two areas that may need an overdue update so that you get the results you what you want, when you want them!
• Did you know Canadian banks that source their funds from the same international market as our Australian banks only work on a 2% margin as opposed to our banks 2.8%?
In today’s market place, finding a quality home loan or refinancing product from a secure lender is crucial for your financial security and that is why we offer over 40 lending institutions all eager to help you and even if you already have the lender you wish to use and they are not on our panel, then that is not a problem either! MST Active provide a free no obligation appointment with the most qualified and independent of professionals that have the time and the support to get you the results you want, when you want them!
• Did you know the profit margin over and above the banks costs of funds was 1.67% in 2008, and has now risen to 1.88%?
Is finding that perfect property a challenge? Finding that elusive home, investment or commercial property can be a real time-consuming challenge; MST Active’s buyers advocates provide a property buying advisory service to their clients, which enables these clients the ability to assess the real value and potential of property acquisitions which in general would not be available to them as laymen. MST Active take all the stress and anxiety out of the buying process leaving you completely hassle free with no stress to enjoy the results you want, when you want them!
• Did you know could save up to $4300 a year, if you switched your loans from a bank to a cheaper lender?
At MST Active, you can be safe and sure in the knowledge all our Home Loan Professionals we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified lending associations, groups and regulatory bodies in Australia. We have chosen to partner with them for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!” all eager to help you!
In the case for planning for your
future, there is a tendency that we’ve all succumbed to on occasion. It
is the feeling of instant gratification that causes people to
overemphasis immediate rewards at the expense of long-term needs. It is
easy to make a decision today about your investments without
comprehending the long-term opportunity cost of that decision. We
often assume that long-term financial commitments can be put off for
another day. The earlier you act the more options you are likely to
have when you reach important milestones.
We recognise that your
investment goals are individual. Whether you're investing for the long
or short term, we offer a range of investment products designed to match
your individual financial goals. Our financial planners recognise that
your investment goals are individual and whether you're investing for
the short term or for future generations, they will help you build a
range of investment products designed to match your individual financial
goals and, just as you change over time, you can adjust your portfolio
to meet your changing needs.
By regularly reviewing our products, we
make sure you always benefit from the most up-to-date thinking and
market innovations. Our leading investment specialists select from some
of the best fund managers around the globe and with regular updates and
online access to your account, you can see exactly how your investments
are performing.
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