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MST Active's buyer's advocates provide
a property buying advisory service to their clients, which enables
these clients the ability to assess the real value and potential of
property acquisitions which in general would not be available to them
as laymen. MST Active Buyers' Advocacy by working for you, take all the
stress and anxiety out of the buying process leaving you completely
hassle free with no stress!
MST Active’s Buyers Advocates are
• Your Adviser to interpret complex issues and ensure that you have the most appropriate strategies in place
• Your Mentor on specific matters you'd like to understand in more depth
• Your Project Manager to co-ordinate the relevant professionals required to address your personal needs


From searching to locating and
comparing property on your behalf; Researching, inspecting, evaluating
and negotiating saving you time and money – Our wide-ranging experience
provides you with excellent results that maximises your Return on
Investment. All of which will give you peace of mind as well as
improving your buying experience.
Click here for a no obligation free chat with an MST Qualified Buyers Advocate.
• Saving you valuable time, money and energy
• Eliminating the stress and anxiety normally associated with house hunting
• Exposing you to a wider choice of properties matching your requirements
• Leading you to properties that don't even make it onto the open market- "silent listings"
• Allowing you to do those things that are important to you, and
• Doing those things you do best so you can work hard in your business and enjoy valuable time with your family
The most common reason clients engage MST Active Buyer's Advocacy is not that they don’t know what they want or alternatively don’t have the negotiating prowess to buy property at a fair price; it is because they don’t have the time in this new cash rich/time poor age to research all the available data properly. They want the reassurance of an expert. Factors impacting their buying decisions include:
• Lack of time to research and conduct a purchase of a new property
• Not sure what the real value of a property is
• Whether to buy before or at Auction
• Not having access to the necessary data to evaluate the worth of such properties
• Not having access to all the available properties on the market
• May not have the negotiating skills necessary to acquire a property for the best price.
At MST Active, you can be safe and sure in the knowledge all our advocates we recommend to you without exception carry all relevant regulatory requirements and come from the largest and most qualified advocacy associations, groups and regulatory bodies in Australia. We have chosen to partner with these advocates for not only are they vastly adept at navigating turbulent times but they are also committed to treating you, and keeping you as a “client for life!”

9 Reasons MST Advocates Succeed
In all cases we can provide a free no obligation appointment with the most qualified of advocates from different groups all eager to help you! At the very least we could introduce you to these people and you can have a quick chat on the telephone in the initial stages…Your choice! How easy is that to get started?!
1. We listen carefully to identify and qualify your exact needs in a property
2. We are independent and work exclusively for you and therefore can give specific and impartial advice
3. We actually carry out the research to locate and negotiate, totally focused on your precise property needs
4. We have exposure to a wider variety of choice properties including – “silent listings”
5. We will save you valuable time by doing all the leg work for you
6. We will greatly reduce the challenges and eliminate the stress, hassles and inconvenience
7. We can also put you in touch with financiers who will get a very competitive deal for your new property
8. Maximise the benefits of possibly the largest single purchase you are ever likely to make
9. All of this means we can make the process hassle free with no stress for you

Finding that elusive home, investment or commercial property can be a real time-consuming challenge; particularly with those exact requirements that you just must have! There are two major players when it comes to buying property - Investors and Home Buyers. But each is presented with big challenges when it comes to sourcing a property and we can easily assist both.
Investors Investing in property is without a doubt the best way to secure your long-term future. 9 out of every 10 millionaires have achieved their extraordinary status through investment in real estate.

Nevertheless, to be really successful it can take up a lot of your valuable time, effort, knowledge and patience. More importantly all of this is taking you away from those crucial things that you do best; working hard in your business and enjoying valuable time with your family.
Home Buyers One of the most important things you can ever do is to buy your own home. Actually it is realising the great Australian dream. Not only that, but it removes you from the futility and drudgery of renting, not to mention that it allows you to make your home a very special place. However, to be completely effective in finding and negotiating successfully for your home often proves to be a very demanding and stressful experience. This is often the case for the first-timer, especially when dealing with an extraordinary range of people, agents, sellers, not to mention trying to wade through the mountain of paperwork.
We have access to historical sales data bases so sales history and capital growth can be monitored historically with real figures. When buying any property we find that 99% of purchasers are happy to pay “Fair and Reasonable Market Value” and that 99% of sellers or vendors are prepared to sell for “Fair and Reasonable Market Value”; the important thing here is to educate the buyer and the seller as to what this figure is. We achieve this by compiling the aforementioned data and being fair with your negotiations.


Recent studies show that 85% of Australians are confused
or confess to having ‘no idea’ about obtaining finance for major
purchases with 54.6% of these people finding their major purchases even
before seeking financial information. With so many options many people
just do not know where to start. At MST Active, you can be safe and sure
in the knowledge all Finance Professionals we recommend to you without
exception carry all relevant regulatory requirements and come from the
largest and most qualified lending associations, groups and regulatory
bodies in Australia. We have chosen to partner with them for not only
are they vastly adept at navigating turbulent times but they are also
committed to treating you, and keeping you as a “client for life!” all
eager to help you! At the very least we could introduce you to these
people and you can have a quick chat on the telephone in the initial
stages.

Since 2008, the Australian Commonwealth Government has decided to
regulate the credit code across the entire country, as there have been
varying degrees of regulation and licensing from State to State. This
means from 1 July 2010, all companies and individuals who deals with
credit and lending, will be required to hold a Credit License that is
recognise Australia wide. The license will be regulated by the
Australian Securities and Investment Commission, the highest level of
regulatory body in Australia. This means there is better protection and a
higher quality of professional service for you.
All MST Active Finance Professionals will have this license, and their
credit license number will be freely available for inspection on our
website. It is important that no matter which Finance Professional you
see, whether they are a Financial Planner or Mortgage Broker, when they
deal with credit then do ask them for a credit license number, and
verify that number on the ASIC website.

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You can find out more about other services we provide, just
follow the links below.
• Did you know that all Mortgage Brokers, including yours, can’t deal directly with a bank?
All Mortgage Brokers send your loan applications to the Banks through Aggregators. Aggregators are a intermediary between the Banks and Mortgage Brokers, prior to the GFC all Aggregators and Mortgage Brokers are independent, however since the GFC, over 90% of Aggregators have been takenover by one of the Majors, resulting in over 95% of Mortgage Brokers, now owned and influenced by the banks.
By choosing an MST Active Mortgage Broker you can be sure that they are Independent and only offer advice that has your best interest in mind.
• Did you know CBA requires Mortgage Brokers to write four loans through them in six months regardless of whether or not their loans are better?
At MST Active we are proudly independent. You can be safe in the knowledge that our Aggregation Model means that all Mortgage Brokers we recommend to you are not owned or dictated to by any banks. This means the advice they give to you is with your interest at heart, and we ensure that the loans we recommend to you are the best available.
• Did you know that 98% of all loans in Australia are now given to the major Banks?
At MST Active we understand that we will need to work with the banks, however we will NOT recommend their products unless it is the best value product for you, out in the market today.
• Did you know in six months since GFC, the banks had made an extra $100 billion, that is 5 times the amount in the Governments Futures Fund?
With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free? At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!
• Did you know the total value of mortgages held by the Big4 is worth $661.4 billion?
An MST Broker just doesn’t just give you an off the shelf loan package that everyone else gets! Every client we assist has an individual financial model designed specifically for them by our strictly independent finance professionals. We help you take charge and control of your financial situation by providing you with valuable expertise and knowledge as well giving you total access to the growing number of services available at MST Active that will assist both you and your family.
• Did you know that it took the major banks just 12 short months to wipe out all competition that took over 15 years to build up?
Your MST Active mortgage broker enjoys an exciting working environment that sets them apart from all other broker groups and aggregators in the mortgage industry. MST Active provide our mortgage brokers with all the right tools and support to make them more successful and more professional than they could ever have achieved alone or in any other system. The great news for you is that they have more time and all the resources they will ever need to ensure you get what you want and when you want it!
• Did you know the banks are gouging an extra $7 billion out of your pockets by not passing the full rate cuts, and increasing the rates beyond the RBA?
With many banking institutions, building societies and credit unions that offer fee free banking services, why pay for an account when you can have it for free? At MST Active, our Independent Financial Consultants have a range of products that you can choose from and tailor them to what you want, when you want it!
• Did you know if you make multiple enquiries at the banks and they each give you a pre-approval, it will affect your Credit Rating and might make it harder for you to get a unconditional approval?
MST Active’s mortgage brokers take great pleasure and satisfaction in saving you countless hours, pain, stress and money with the service they provide which they deliver to you with a level of unprecedented level of professional service. We help you take charge and control of your finances so that everyone of your hard earned dollar works for you, rather than you work for it and we can help you with improving your whole financial structure or in just one or two areas that may need an overdue update so that you get the results you what you want, when you want them!
• Did you know Canadian banks that source their funds from the same international market as our Australian banks only work on a 2% margin as opposed to our banks 2.8%?
In today’s market place, finding a quality home loan or refinancing product from a secure lender is crucial for your financial security and that is why we offer over 40 lending institutions all eager to help you and even if you already have the lender you wish to use and they are not on our panel, then that is not a problem either! MST Active provide a free no obligation appointment with the most qualified and independent of professionals that have the time and the support to get you the results you want, when you want them!
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